I am 40 years old,i have been on disability for 5 years now.I have had 3 major back operations including 2 spinal fusions.I had a heart attack at the age of 39.I collect 766.00 a month from disability,this is very difficult to live on.My wife is 31 years old and she has health problems that prevent her from working.My medicine alone is 380.00 a month.I need someone to take a chance on me with a personal loan to pay off some bills,i owe 1000.00 on our vehicle,i owe 4000.00 on our home,i dont know who or where to turn to.